Tuesday, 24 March 2015

Clothes Pins Make Me So Happy

Back in the fall, we realized that we weren't as energy efficient as I thought we were and made big some big changes to drop our usage. We ended up dropping our energy usage by over 70% that first month from the year before. Pretty exciting stuff.

But we weren't finished yet. Brimming with confidence, we decided to stop using our dryer.

Things were pretty challenging at first, but we stuck with it. Eventually we got our systems in place and things stayed pretty much the same after that. Until this week when everything changed. We bought clothes pins.

Thursday, 12 March 2015

We Got a Family Tax Cut This Year!

Last weekend I sat down and did our taxes. Turns out that we're getting a refund of about $3600. Woohoo!

A shoutout is in order for StudioTax. I've used the program for years. It's free. It's certified by CRA. It's pretty easy to use.

This year's refund is higher than last year's because of the new Family Tax Cut. In Canada, each spouse files their taxes separately. This credit was introduced because with graduated taxes, families with one earner were paying more taxes than a dual earning family earning the same income.

Monday, 9 March 2015

Living on a Budget: February Edition

So I've been telling you all about how you should set a budget and track every penny. But, do WE actually do it?

Well, ya, we do.

That's not to say that we're always under budget. How much of a challenge would that be? But we do live on a budget and track our spending regularly.

Thursday, 5 March 2015

Selling on Etsy: Getting Past the Learning Curve

I was pleasantly surprised when I logged into Etsy on the weekend and noticed that I had a pile of free listings. After a minute I realized that it meant that a few of you have found my referral links down at the bottom of my page and used them to start your own store! Congratulations on your new shops and best of luck selling on Etsy!

In my post, Early Retirement Extreme isn't our Goal, I mentioned that we had some side hustles. But, we don't really "hustle".  If someone is going to pay us to learn new skills, enjoy our hobbies or share our knowledge, then we're going to let them! One of those side hustles selling on Etsy. It definitely falls into the “being paid for your hobbies” category.

Monday, 2 March 2015

Grocery Shopping on a Budget of $200: 6 Lessons Learned

In January we decided to stop eating out and our grocery bill ski-rocketed as we transitioned off fast food. Our usual budget for groceries for our family of three is $303/month (that's $70/week). Because of our overspending in January, we'd be grocery shopping on a budget of $214 in February.

We decided our best course of action to get back on budget was to eat what we already had as much as possible.