Monday, 13 April 2015

Is Family Worth $400,000?


I'm a huge fan of living within your means. We try to live on half of a single income. We're always looking for ways to make better use of our money. In the last six months, we sold a second car, I gave up my cell phone plan, and we cut our electricity bills in half.

On the other hand, we also decided to increase our entertainment budget for the year, so that we could participate in more events with friends and family.

Now, we're considering spending another $400,000 to be closer to the people we love. How does that happen?

Friday, 10 April 2015

Living on a Budget: March Edition

Many people avoid budgets because they don't want to feel restricted or because they haven't been able to stick to their budget in the past.

Our budget is our roadmap to meet our financial goals. If we follow our budget, I can stay home with our Little Miss, we will have money set aside for emergencies, and we'll be completely debt free in our mid thirties. For us that means mortgage free too.  (Yes, we've decided to pay off our mortgage early.)

The budget has evolved over time to reflect our goals and priorities and it will keep evolving as we do.

That might sound a little too theoretical for you. So we decided to over-share and post our monthly expenses compared to our budget.

Tuesday, 7 April 2015

Spending the Long Weekend at Home

Holidays are a wonderful time to spend with the people you love.  They are also a time filled with traditions and expectations.  I love celebrating my favourite traditions every year and creating new traditions for our family (that's why I opted for Bilbo, the Engagement Cat instead of a diamond).

Traditionally we would travel on a long weekend to spend time with out of town family.  This year, we decided to stay in town to get the most out of our four days off.  I was a bit worried about the decision, but I'm very happy with how it turned out.